What is a white label banking platform?

A white label banking platform (BaaS) lets companies offer banking services under their own brand using APIs, card issuing, IBANs and compliance handled by a partner.

Can non-EU companies get LT IBAN accounts online?

Yes - Monvenience helps non-EU businesses open LT IBAN account online via our partner network and KYC processes; eligibility depends on jurisdiction and required documents.

Typical KYC turnaround time?

KYC review typically takes 2-7 business days; larger or complex corporate files can take longer if documents are missing or need verification.

White Label Banking Platform - Banking as a Service by Monvenience

API & non-API solutions · Multi-currency IBANs · Card issuing

Launch branded banking faster - with a secure, compliant, white label banking platform.

Monvenience provides a flexible Banking-as-a-Service stack - LT IBANs, card issuing, reconciliation, AML/KYC and developer APIs - so your business can offer banking experiences without building a core bank.

Request a Demo See Features White Label IBAN Banking Platform

Use cases: fintechs, neobanks, marketplaces, payroll providers, ecommerce exporters, travel platforms and corporate treasury teams.

Why choose our White Label banking Platform?

Fast to market: Launch branded IBAN accounts and cards in weeks, not years.
API-first or non-API: Integrate via APIs or use our managed dashboard for non-technical teams.
Global issuance: Card issuing across multiple regions via our partner network.
Compliance managed: AML/KYC, sanction screening and regulatory onboarding handled end-to-end.
Multi-currency IBANs: LT IBAN account online support and multi-currency accounts for cross-border receipts.

Core capabilities

Accounts: Dedicated IBANs, virtual accounts, multi-currency wallets
Payments: SEPA, SWIFT, local payouts, real-time rails where supported
Cards: Prepaid, debit, virtual card issuing & BIN sponsorship
Compliance: KYC/KYB, AML screening, transaction monitoring
Operations: Reconciliation, FX routing, reporting & settlements

Who benefits most?

Our White Label banking Platform is built for organisations that need a quick, reliable banking stack without becoming a bank. Typical beneficiaries include:

Freelancers (via platforms offering client payouts and wallets)
Ecommerce exporters (multi-currency receipts, cross-border payouts)
International contractors (fast cross-border payroll and invoicing)
Non-resident entrepreneurs (remote account management and IBANs)
Fintech startups and marketplaces wanting branded financial products

LT IBAN account online - Comparison

Quick, scannable comparison for common search intent: LT IBAN account online.

LT IBAN (Online)

Best for: Non-EU businesses wanting EU-style IBANs quickly

Speed: Fast onboarding via partner processors
Compliance: KYC/KYB required; provider handles local regulation
Features: Dedicated IBAN, SEPA, SWIFT, multi-currency
Cost: Moderate - monthly + per-transaction fees (see table below)

Local EU Bank Account

Best for: Businesses with EU presence & complex banking needs

Speed: Slower (may require in-person verification)
Compliance: Strict, bank-specific requirements
Features: Full banking services, local payments & services
Cost: Can be higher for non-residents; account maintenance fees common

Multi-currency fintech

Best for: Lightweight global collections and payouts

Speed: Very fast onboarding (digital)
Compliance: Lean KYC; may limit regulated banking features
Features: Virtual IBANs, cards, fast FX - fewer banking guarantees
Cost: Competitive fees; FX margins possible

Typical costs (example)

Use this as a guide. Exact pricing depends on region, volume and negotiated terms.

Line	Typical cost (example)
Monthly platform fee	€49 - €499
Card issuance (per card)	€2 - €8
Inbound SEPA	€0 - €0.15 / transfer
Outbound SWIFT	€8 - €30 / transfer
FX / cross-border markup	0.3% - 1.5%
Compliance / KYC per customer	€2 - €25 (varies)

KYC turnaround & what can delay approval

Typical KYC review time: 2-7 business days for straightforward individual applications. Corporate or complex files usually take longer.

Common delays: missing or expired ID documents, non-translated documents, mismatch in UBO (ultimate beneficial owner) details, insufficient proof of business activity or banking history.
How to speed up approval: submit clear government ID, recent address proof (utility/bank statement), company incorporation docs, shareholder register and, if requested, a brief business activity statement.
Note: jurisdictions on sanction or high-risk lists may be restricted. Monvenience will notify applicants early if the application cannot proceed.

Integration & developer tools

We offer: RESTful APIs, webhook events, sandbox environments, SDKs and detailed developer documentation for rapid integration.

API endpoints for account creation, card issuance, payments and reporting
Webhook notifications for events (transactions, chargebacks, KYC status)
Sandbox and test data to validate flows before production