Global Multicurrency IBAN Account
Open Online From Anywhere In The World
SEPA + SWIFT + Prepaid Card, One Platform

Open a US Corporate Bank Account Online.
USD banking with SWIFT payments, plus USDT & USDC capabilities.

Open a USD Private or Corporate Bank Account Online.

Open a EU IBAN Bank Account, with optional SWIFT

Open an EU IBAN Bank Account, with optional SWIFT.

Crypto Debit Card for UK and Australia Citizens.

White Label Banking Platform (BaaS) on EU, Asian and USA banking infrastructures.
Explore our products and platforms.

International IBAN Account: Open a Multicurrency SEPA & SWIFT Account Online

Monvenience gives cross-border businesses one platform for EU IBAN, SWIFT transfers and cards, opened entirely online from any country

International IBAN Account

Open, manage and run an international IBAN account 100% online, from remote geographies like India, Malaysia, Singapore, the Middle East, or anywhere in Europe. No branch visit. No EU residency requirement.
Click here for PDF demo.

SEPA or SWIFT

Accept and make payments anywhere. You get a unique EU IBAN for SEPA euro payments, plus a dedicated, own-name SWIFT-enabled IBAN with additional multicurrency sub-accounts for every other geography and currency your business touches.

Flexible Payments

Send and receive regular SEPA payments at the best possible rates, alongside your international SWIFT transfers. All the flexibility of cross-border payments, in one international account.

24 Currencies, One Platform

Get your own-name Master EUR SEPA account. Our SWIFT multicurrency accounts for corporate clients support 24 currencies: EUR, USD, GBP, CHF, CAD, JPY, AUD, SGD, DKK, HKD, CNH, HRK, HUF, RON, IDR, INR, MXN, MYR, NOK, PHP, PLN, CZK, SEK and BGN. Enjoy the convenience of both SEPA and SWIFT from one platform.

Prepaid Card

Pay at any POS terminal worldwide and withdraw local currency from any ATM, loaded directly from your IBAN account.

No Limit Account

Transact any amount in your IBAN account with unlimited fund transfers, backed by supporting documents like invoices. Let there be no limit to your business, domestic or international.

Strict KYC and AML

Strict KYC and AML compliance on every account, keeping you and your counterparties safe.

Multilingual Support

Multilingual customer support, along with full-featured mobile banking on Android and iOS.

24/7/365 Access

Access your account and funds any time, from web, mobile or app: 24 hours a day, 365 days a year.

No Hidden Fees

An economical maintenance fee and a published price list, so you always know what you pay. Check Fees and Charges.

Low Transaction Charges

Low transaction charges across the board, with free or near-free Monvenience-to-Monvenience account transfers.

Fast Processing of Payments

Payments are processed fast, so your suppliers, partners and teams are paid without delay.

Unique And Own-Name SEPA and SWIFT IBANs

Switch between your unique IBAN for EUR SEPA and dedicated own-name SWIFT IBANs for other currencies or geographies. Order as many sub-accounts as you want.

Seamless Transfers

Move money seamlessly between your IBAN account and prepaid card, in a few clicks.

Best Forex Rates

Competitive forex rates and transparent conversion charges on every currency exchange.

Who can use a Monvenience international IBAN account

Who Can Use Our IBAN Account

Monvenience IBAN accounts serve businesses and individuals who earn, pay or hold money across borders, including:

International incorporations and cross-border companies
Exporters and importers, especially entities engaged in both activities
Freelancers and international service providers
Students studying or paying fees abroad
Individuals who receive international payments
NGOs established in Canada, the European Economic Area ("EEA"), Switzerland, the US or New Zealand
Non-EU directors, companies and individuals
Companies with both EU and non-EU directors

MONVENIENCE - TRANSACT IN CONVENIENCE

Monvenience exists to give everyone, everywhere access to international SWIFT and SEPA money transfers through their own IBAN account. We keep bringing the latest technology to our customers to make international money transfers and remittances faster, cut the time it takes to complete an overseas transaction, and drive down the charges on every cross-border payment. Open a Monvenience IBAN account and experience truly borderless international transactions and remittance services.

Hassle-free international IBAN account opening

Globally accepted card for POS, ATM withdrawal and more

Low charges on international money transfer services

Convenience of web, mobile and app access

Create bulk payments for payroll and suppliers

Open to non-European businesses as well, e.g. India, Malaysia, Canada

International Money Transfers for Companies

The Best Rates in the Industry, with Unparalleled Flexibility and Features

Check IBAN Rates

Globally Accepted Prepaid Cards

The Monvenience prepaid card pairs international acceptability with everyday convenience. Choose a physical card, or a non-physical NFC card that lives in your mobile phone for contactless payments. With our card, you can

Load from your Monvenience account, personal or business
Pay at any POS terminal around the globe
Build your credit record, accepted by all banks
Withdraw local currency from any ATM (physical card only)

Click Here to Know More

Types of IBAN Accounts

Select the type of IBAN account you would like to open, based on your geography and whether it is for business or personal use. All four account types are opened fully online.

*Note: EU fees apply only to companies registered in the EU and EEA, and only where each of the company's directors, shareholders and Ultimate Beneficial Owners (UBO) are citizens or residents of the EU or EEA

Citizens of some countries are not eligible to sign up for our service. Check the link below:

Restricted Jurisdictions

Monvenience Crypto Debit Card

Load your crypto and spend anywhere!

Click Here to Know More

MONVENIENCE: Your White Label Banking Platform Partner

Use Monvenience's banking service platforms and skip the effort of licensing and compliance. Offer banking to your customers under your own brand, on EU, Asian and USA banking infrastructures. Explore our white label platform options below:

Monvenience Corporate Mastercard^® Program

White Label Card Program & Corporate Crypto Banking

Banking as a Service (BaaS)

White Label IBAN Solutions

White Label Prepaid Card Platform

Prepaid Payroll Card

Frequently Asked Questions

What is Monvenience?

Monvenience is an internet-first banking platform that lets businesses and individuals open international multicurrency IBAN accounts entirely online. Accounts support SEPA and SWIFT transfers, prepaid cards and crypto debit cards, and Monvenience also provides white label banking (BaaS) platforms for companies that want to offer banking under their own brand.

Can I open an EU IBAN account from outside Europe?

Yes. Monvenience accounts are opened fully online, so you can apply from India, Malaysia, Singapore, Canada, the Middle East or anywhere else in the world, subject to KYC verification. Both EU and non-EU companies and individuals are accepted, including companies with non-EU directors and shareholders. Citizens of certain restricted jurisdictions are not eligible.

What is the difference between SEPA and SWIFT transfers?

SEPA (Single Euro Payments Area) handles euro transfers within Europe quickly and at low cost. SWIFT is the global network used for international transfers in other currencies and geographies. A Monvenience account gives you both from one platform: a unique EU IBAN for SEPA euro payments plus a dedicated, own-name SWIFT-enabled IBAN for worldwide multicurrency transfers.

Which currencies does the Monvenience multicurrency account support?

The SWIFT multicurrency accounts for corporate clients support 24 currencies: EUR, USD, GBP, CHF, CAD, JPY, AUD, SGD, DKK, HKD, CNH, HRK, HUF, RON, IDR, INR, MXN, MYR, NOK, PHP, PLN, CZK, SEK and BGN. You can order as many sub-accounts as your business needs.

Is there a transaction limit on Monvenience IBAN accounts?

No. Monvenience IBAN accounts are no-limit accounts. You can transact any amount and make unlimited fund transfers, provided transactions are backed by supporting documents such as invoices, in line with strict KYC and AML requirements.

What documents do I need to open a Monvenience account?

Personal accounts require standard identity and address verification documents. Corporate accounts require company incorporation and ownership documents in addition to director identification. Full checklists are published on the Documents Required pages for corporate and personal accounts on this website.