Online IBAN Account Rates / Charges for European Banking and Non European Banking

Zero Stress Cross Border Banking Solution

You can use Monvenience IBAN account to perform all your online bank operations, and at best possible rates, practically from any geography like Asia, Canada, Brazil, Anywhere in Europe, Australia, New Zealand and some African countries as well. Our European Bank IBAN Account can be opened by using your local papers and passport copy. You can use or operate it at the convenience of your mobile phone or laptop, in utmost secured environment.

Please note that we issue cross border banking, business, no limit IBAN accounts that will take care of all your overseas business banking needs, with the convenience of both SEPA and SWIFT, in multicurrency.

Please check our rates below (Rates effective from 01-06-2021):

Private Account Charges

Private EU
ACCOUNT ACCESS MANAGEMENT
Open account Free
Monthly Maintenance Fee € 1
Additional Account € 10
Minimum Balance
Transaction Verification Code (TVC) Reset € 5
PAYMENTS
Incoming/ Outgoing internal transfer within Monvenience € 0.1% max 100
SEPA Outgoing Transfer € 3
SEPA Incoming Transfer € 0.1% max 100
SWIFT Incoming Transfer € 0.2% min 10 EUR, max 100 EUR
SWIFT Outgoing Transfer € 0.5% min 15 EUR, max 350 EUR
OTHER FEES
SWIFT/SEPA confirmation € 15
Payment reversal fee € 50
Account Closing € 10
Compliance audit € 100
Official reference letter € 10
Amendment request € 15
Private Non-EU
ACCOUNT ACCESS MANAGEMENT
Open account € 700
Monthly Maintenance Fee € 35
Additional Account € 150
Minimum Balance € 250
Transaction Verification Code (TVC) Reset € 5
PAYMENTS
Incoming/ Outgoing internal transfer within Monvenience € 0.1% max 100
SEPA Outgoing Transfer € 5
SEPA Incoming Transfer € 0.1% max 100
SWIFT Incoming Transfer € 0.2% min 10 EUR
SWIFT Outgoing Transfer € 0.5% min 15 EUR
OTHER FEES
SWIFT/SEPA confirmation € 30
Payment reversal fee € 50
Account Closing € 100
Compliance audit € 500
Official reference letter € 15
Amendment request € 25

Corporate Account Charges

Corporate EU
ACCOUNT ACCESS MANAGEMENT
Open account € 399
Monthly Maintenance Fee € 35
Minimum Balance € 250
Additional Account € 100
Transaction Verification Code (TVC) Reset € 10
PAYMENTS
Incoming/ Outgoing internal transfer within Monvenience € 0.1% max 100
SEPA Outgoing Transfer € 3
SEPA Incoming Transfer € 0.1% max 100
SWIFT Incoming Transfer € 0.2% min 15 EUR, max 400 EUR
SWIFT Outgoing Transfer € 0.5% min 20 EUR
OTHER FEES
SWIFT/SEPA confirmation € 30
Payment reversal fee € 50
Account Closing € 100
Compliance audit € 500
Official reference letter € 15
Amendment request € 25
Corporate Non-EU
ACCOUNT ACCESS MANAGEMENT
Open account € 1,475
Monthly Maintenance Fee € 199
Minimum Balance € 750
Additional Account € 200
Transaction Verification Code (TVC) Reset € 15
PAYMENTS
Incoming/ Outgoing internal transfer within Monvenience € 0.1% max 100
SEPA Outgoing Transfer € 10
SEPA Incoming Transfer € 0.1% max 100
SWIFT Incoming Transfer € 0.2% min 15 EUR
SWIFT Outgoing Transfer € 0.5% min 20 EUR
OTHER FEES
SWIFT/SEPA confirmation € 30
Payment reversal fee € 50
Account Closing € 250
Compliance audit € 500
Official reference letter € 25
Amendment request € 25

Apply for your international IBAN account:

Personal (EU)

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Personal (Non EU)

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Business (EU)

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Business (Non EU)

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Card Rates

Regular Spender Active Spender / Traveler Small / Medium Business Basic
Monthly card fee 1 EUR 6 EUR 8 EUR 8 EUR
Card loading fee Free Free Free 0.25% (min 5 EUR)
ATM cash withdrawal (domestic) 1.2% + 1 EUR 1% + 1 EUR 1% + 1 EUR 1.2% + 1 EUR
ATM cash withdrawal (international) 1.5% + 1.5 EUR 1.3% + 1.5 EUR 1.5% + 1.5 EUR 2% + 2.5 EUR
POS purchases (domestic) 0.6% + 0.15 EUR 0.4% + 0.15 EUR 0.6% + 0.15 EUR 0.5% + 0.15 EUR
POS purchases (international) 1.5% + 0.15 EUR 1.1% + 0.15 EUR 1.2% + 0.15 EUR 1.5% + 0.75 EUR
Transaction decline 0.5 EUR 0.5 EUR 0.5 EUR 0.5 EUR
Pin Change fee 0.5 EUR 0.5 EUR 0.5 EUR 0.5 EUR
Card replacements 4 EUR 6 EUR 9 EUR 3 EUR
Card recycling fee
(Support Plastic Recycling Charity)
2 EUR 2 EUR 2 EUR 2 EUR
ATM Balance Inquiry 0.5 EUR 0.5 EUR 0.5 EUR 0.5 EUR
Refundable security deposit 25 EUR 25 EUR 25 EUR 25 EUR
Card issuance fee
(one-time fee)
4 EUR 6 EUR 9 EUR 9 EUR
Express shipping EU
(2-3 days)
55 EUR 55 EUR 55 EUR 55 EUR
Express shipping worldwide
(3-5 days)
80 EUR 80 EUR 80 EUR 80 EUR
Regular post shipping
(15-20 days)
5 EUR 5 EUR 5 EUR 5 EUR
АТМ daily withdrawal limit 1500 EUR 2500 EUR 2500 EUR 2500 EUR

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Previous Rates
(20-10-2019 to 31-05-2021)

Private Account Charges

Private Customer EU
Current Account € 0
Additional Account € 5
Monthly Maintainence Fee € 1
Min Balance € 0
Transaction Verification code reset € 5
SEPA Incoming Transfer 0.1% max 100 Eur
SEPA Outgoing Transfer € 3
SWIFT Incoming Transfer 0.2%, min 10 Eur max 100Eur
SWIFT Outgoing Transfer 0.5%, min 15 Eur max 350Eur
SWIFT/SEPA Confirmation € 15
Payment reversal € 50
Account Closing € 50
Compliance Audit € 100
Official Reference Letter € 10
Amendment Request € 15
Incoming Payment  
Internal Outgoing Payment Monvenience 0.1% max 100 Eur
Private Customer Non-EU
Current Account € 1,000
Additional Account € 100
Monthly Maintainence Fee € 35
Min Balance € 250
Transaction Verification code reset € 5
SEPA Incoming Transfer 0.1% max 100 Eur
SEPA Outgoing Transfer € 5
SWIFT Incoming Transfer 0.2%, min 10 Eur
SWIFT Outgoing Transfer 0.5%, min 15 Eur
SWIFT/SEPA Confirmation € 15
Payment reversal € 50
Account Closing € 150
Compliance Audit € 500
Official Reference Letter € 15
Amendment Request € 15
Incoming Payment  
Internal Outgoing Payment Monvenience 0.1% max 100 Eur

Corporate Account Charges

Business EU
Current Account € 399
Additional Account € 50
Monthly Maintenance Fee € 35
Min Balance € 250
Transaction Verification code reset € 10
SEPA Incoming Transfer 0.1% max 100 EUR
SEPA Outgoing Transfer 0.6% min 20 EUR
SWIFT Incoming Transfer 0.2% min 10 EUR
SWIFT Outgoing Transfer 0.5%, min 15 Eur
SWIFT/SEPA Confirmation € 30
Payment reversal € 50
Account Closing € 100
Compliance Audit € 500
Official Reference Letter € 15
Amendment Request € 25
Incoming Payment  
Internal Outgoing Payment Monvenience 0.1% max 100 EUR
Business Non-EU
Current Account € 2,000
Additional Account € 200
Monthly Maintenance Fee € 899
Min Balance € 750
Transaction Verification code reset € 15
SEPA Incoming Transfer <1000 - 3 Eur for EU, <=1000 &<=5000 - 5 Eur for EU,
<5000 - 7 Eur + 0.3%
SEPA Outgoing Transfer 0.6% min 20 EUR
SWIFT Incoming Transfer 0.25%, min 10 Eur
SWIFT Outgoing Transfer 0.75%, min 15 Eur
SWIFT/SEPA Confirmation € 30
Payment reversal € 50
Account Closing € 250
Compliance Audit € 500
Official Reference Letter € 25
Amendment Request € 25
Incoming Payment  
Internal Outgoing Payment Monvenience 0.2% Max 200 EUR