Monvenience Corporate Mastercard® Program
Global corporate card issuance & management platform — powered by Mastercard. Issue virtual, plastic, and metal cards under your own brand. Built for fintechs, Web3 platforms, payroll providers, and global enterprises.
✨ Card Program Features
- Currency: USD — one of the most widely accepted global currencies.
- Issuance: Global issuance in more than 180 countries.
- Ready-to-launch Dashboards — white-label admin and user interfaces.
- Corporate Payroll & Expense Program — full suite for payroll disbursement and expense management.
- Customizable Fee Table — tailor fees, interchange, and margins.
- Pre-KYC Card Usage — optional pre-KYC limits for faster onboarding.
- Virtual & Physical Cards — including premium Metal Cards and plastic options.
- Integrated with Google Pay™ — tokenized digital wallet ready.
- Branded Card Design — full custom design reflecting your corporate identity.
- Card Issuance Jurisdiction: Singapore — robust regulatory environment.
- Admin Dashboard for real-time program oversight, transaction monitoring, and card controls.
- API-first architecture — seamless integration with your existing systems.
📊 Mastercard Standard Limits (per card)
| Transaction Type | Limit |
|---|---|
| Maximum Single Purchase (in-store/online) | $250,000 |
| Daily Purchase Limit | $500,000 |
| Monthly Purchase Limit | $2,000,000 |
| Annual Purchase Limit | $10,000,000 |
| ATM Single Withdrawal | $1,500 |
| ATM Daily Withdrawal Limit | $3,000 |
| ATM Monthly Withdrawal Limit | $15,000 |
| ATM Annual Withdrawal Limit | $50,000 |
| Maximum Daily Transaction Count | 100 transactions/day |
🚫 Prohibited Industries
The following industries are strictly prohibited from onboarding onto the Monvenience Mastercard program:
- ❌ Shell company / Shell banks
- ❌ Atomic power
- ❌ Unregulated charities
- ❌ Red light business / adult entertainment
- ❌ Marijuana / cannabis (any form)
- ❌ Gambling (unlicensed or any form)
- ❌ Non-regulated banking/finance in non-FATF member jurisdiction
- ❌ Illegal wildlife trade
- ❌ Illegal logging and timber trade
- ❌ Waste trafficking & illegal storage/disposal
- ❌ Unlicensed money service businesses (without proper registration)
⚠️ High Risk Industries (Enhanced Due Diligence required)
Entities in these categories may be onboarded only after rigorous EDD and compliance review:
- Money or Value Transfer Services (MVTS)/MSB
- Money Changing & Remittance Services
- Regulated casinos & casino junkets
- Virtual Currencies (crypto exchanges, custodians)
- Regulated banking/finance in non-FATF member jurisdiction
- Correspondent Banks
- Payment Service Providers (PSPs)
- PEPs Nexus / PEP Related / Close Associate
- Arms, defense & military
- Precious metals and stones
- Non-profit organizations (charities, foundations, cultural associations, private education, religious orgs, health institutions, welfare orgs)
- Non-Government Organizations (NGOs)
- Embassies / Consulates
- Art/Antique dealers, auction houses & high-value goods traders
- Corporate Services Providers
- Real Estate
- Licensed Trust Companies
- External Asset Managers
🌍 Geographic Reach & Country Compliance
Allowed Countries: The Monvenience Corporate Mastercard program is accessible in 180+ countries worldwide (including major financial hubs).
🚫 Restricted Countries (22 countries – prohibited from onboarding)
Due to sanctions, regulatory restrictions, or high-risk factors, the following jurisdictions are not permitted:
| # | Restricted Country |
|---|---|
| 1 | Afghanistan |
| 2 | Belarus |
| 3 | Burundi |
| 4 | Central African Republic |
| 5 | Cuba |
| 6 | Crimea (occupied region) |
| 7 | Donetsk & Luhansk (Ukraine) |
| 8 | Iran |
| 9 | Iraq |
| 10 | Lebanon |
| 11 | Libya |
| 12 | Mali |
| 13 | Myanmar (Burma) |
| 14 | North Korea (DPRK) |
| 15 | Russia |
| 16 | Somalia |
| 17 | South Sudan |
| 18 | Sudan |
| 19 | Syria |
| 20 | Venezuela |
| 21 | Yemen |
| 22 | Zimbabwe |
⚠️ High-Risk Countries (21 countries – EDD Mandatory)
Entities from the following jurisdictions are subject to Enhanced Due Diligence (EDD) before onboarding:
| # | High-Risk Country |
|---|---|
| 1 | Albania |
| 2 | Barbados |
| 3 | Burkina Faso |
| 4 | Cambodia |
| 5 | Cayman Islands |
| 6 | Democratic Republic of Congo |
| 7 | Gibraltar |
| 8 | Haiti |
| 9 | Jamaica |
| 10 | Jordan |
| 11 | Malta |
| 12 | Mauritius |
| 13 | Monaco |
| 14 | Morocco |
| 15 | Namibia |
| 16 | Nigeria |
| 17 | Panama |
| 18 | Philippines |
| 19 | Senegal |
| 20 | Turkey |
| 21 | Uganda |
📄 Program Onboarding & Commercials
User Onboarding Fee
Competitive and transparent fee structure tailored to partner type: volume-based or fixed setup. Custom pricing available for high-volume programs. No hidden charges.
Annual platform fee: depends on card volume and feature set. White-label dashboards, API access, and dedicated support included.
Program Commercials
- Interchange sharing model
- Configurable cardholder fees (annual, monthly, issuance)
- FX & cross-border margins
- ATM fee customization
- Revenue share for program managers
Standard and custom commercial plans available. Contact us to design your profitable card program.
🏢 Corporate Payroll & Expense Program
Monvenience powers businesses with comprehensive tools to disburse salaries, manage employee expenses, and control corporate spending. Our Mastercard program includes dedicated expense management features:
- Instant virtual card issuance for employees & contractors
- Real-time spend tracking and policy controls
- Automated reconciliation and reporting dashboards
- Integration with HRMS and accounting platforms (API)
- Pre-KYC spending allowance for rapid deployment
Deep Dive into Corporate Use Cases
Why Global Enterprises Choose Monvenience for Mastercard Programs
The shift from traditional corporate cards to modern, API-first programs is accelerating. Finance teams need real-time visibility, programmable spending controls, and global acceptance without the friction of legacy banks. Our corporate Mastercard program solves these challenges by embedding compliance, funding flexibility, and detailed reporting directly into your workflow.
Key operational benefits:
- Unified Treasury Management: Consolidate global spending, from marketing subscriptions to cloud infrastructure, on a single platform.
- Programmable Spend Policies: Set dynamic limits by department, merchant category (e.g., block gambling, allow travel), or transaction value. Rules apply instantly to physical and virtual cards.
- Automated Reconciliation: Each transaction enriches with metadata (e.g., cost center, project code, invoice number), reducing month-end close from days to hours.
For Web3 and crypto-forward companies, the ability to pre-fund cards using USDT or USDC while settling in USD removes a major operational hurdle. Your users can spend stablecoin balances anywhere Mastercard is accepted, without manual off-ramping through an exchange.
Technical & Compliance Advantages
Infrastructure Built for Scale and Security
Monvenience operates a PCI DSS Level 1 certified processing environment. Every transaction, from card issuance to settlement, adheres to Mastercard’s security standards. Our API supports real-time webhooks, so your platform receives instant notifications for authorizations, declines, and settlement.
Compliance and risk management features:
- Automated KYC/KYB: Integrated identity verification for corporate entities and individual cardholders. Supports entity structures from sole proprietorships to multinational groups.
- Sanctions & Watchlist Screening: Real-time screening against global sanctions lists (OFAC, UN, EU, UK HM Treasury) for every transaction and party.
- AI-driven Fraud Prevention: Machine learning models analyze spending patterns to flag anomalies. Custom rules allow you to approve, review, or decline suspicious activity.
- Dispute & Chargeback Management: Dedicated team handles the full lifecycle of Mastercard dispute resolution, from retrieval requests to pre-arbitration
📢 Launch your Custom Mastercard Program Today
Whether you are a fintech, crypto platform, neobank, or global enterprise — Monvenience provides end-to-end card issuance infrastructure. Get in touch to discuss your volume, custom limits, and branding.
✉️ info@monvenience.comAll inquiries receive a dedicated program manager within 24 hours.
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