Application Form for Crypto Card Business Account

About the Monvenience Crypto Card Business Account

The Monvenience crypto card business account is a corporate account opened in your company's own name, from which prepaid cards can be issued to as many of your own people as you need — directors, employees, contractors, agents or customers. One company, one account, one stablecoin-backed balance, and any number of cards sitting underneath it. There is no banking licence to obtain and no card-issuing infrastructure to build. The account is applied for through the form above.

The account is multicurrency and own-name. Your business receives named local-currency accounts that your own customers can pay into exactly as they would a domestic bank account: USD on Fedwire, ACH and wire; GBP on Faster Payments, CHAPS and BACS; AUD on local rails with BSB and BECS; EUR by IBAN on SEPA and SEPA Instant. SWIFT is available across all of them for cross-border. Local bank transfer reaches more than 100 countries, and SWIFT reaches more than 200.

The phrase "crypto-enabled" refers to how the balance is funded and held. You fund the account with USD, USDC or USDT. USD paid in is automatically converted to a USD-linked stablecoin and held in your wallet, and because that stablecoin is pegged to the US dollar there is no change in value — your treasury keeps one simple, USD-linked view of the balance. When you move money out you choose the rail: fiat USD by SWIFT to a bank account in 200+ countries, or stablecoin sent to any external wallet. Conversion happens on the fly, at the point of transfer.

Cards work the same way. Each individual onboarded under your company holds their own card and spends from the balance your business makes available to them, with conversion happening at the point of payment rather than through a manual off-ramp beforehand. Both virtual and physical formats are supported. Residents and citizens of India and the United States are not eligible for this product, and restricted jurisdictions apply. View Restricted Countries List.

How the Onboarding Process Works

Onboarding moves from application to a funded, live account with cards issued. The single largest variable is how quickly complete KYB documents are returned.

1. Submit the application formComplete the corporate onboarding questionnaire on this page. The form is sent directly to the Monvenience onboarding team at info@monvenience.com.
2. Initial review and KYB requestWithin one to two business days, an account manager confirms eligibility, sends the Know Your Business (KYB) document checklist, and schedules a call to confirm which currencies, rails and card volumes you need.
3. Compliance reviewCompliance reviews KYB documents, ultimate beneficial owner (UBO) information, source-of-funds declarations and the intended pattern of inflows, payouts and card spend. Commercial terms and fees are confirmed in parallel.
4. Account opening and first fundingOn approval, the account agreement is signed and you receive dashboard access along with your own-name account details for each currency requested. You then make the first deposit in USD, USDC or USDT.
5. Onboarding your individuals and card issuanceSubmit your list of individuals to be onboarded under the company account. Each completes identity verification, after which their card is issued and can be funded from the company balance. Further individuals can be added at any time without a new company application.

Eligibility and Documents Required

The account is built for established legal entities with a credible business model and identifiable beneficial owners. Applications from individuals, unregistered entities, and businesses incorporated in or primarily operating from restricted jurisdictions cannot be accepted. Residents and citizens of India and the United States are not eligible.

Eligible applicants

• Companies placing corporate expense, travel and procurement spend on controlled cards
• Crypto-native businesses holding treasury in stablecoins and spending or settling in fiat
• Businesses collecting from customers in USD, GBP, EUR or AUD through named local accounts
• Companies paying international contractors, freelancers and remote staff
• E-commerce operators, marketplaces and trading businesses funding cross-border suppliers
• Payroll, HR and earned-wage-access platforms distributing funds to their own people
• Groups with subsidiaries, agents or distributors across multiple countries

Standard KYB documents requested after application

• Certificate of Incorporation
• Memorandum and Articles of Association
• Register of directors and shareholders
• Ultimate Beneficial Owner (UBO) identification — passport and proof of address for each UBO holding 25% or more
• Proof of registered business address (recent utility bill or lease)
• Audited financial statements or recent management accounts
• AML/KYC policy and compliance officer details, where applicable
• Source-of-funds and source-of-wealth declaration
• Board resolution or authorisation confirming who may operate the account
• Existing regulatory licences (EMI, MSB, VASP, PSP, etc.) if applicable
• Description of intended account usage, expected volumes and the individuals to be onboarded

For each individual onboarded under the company account: government-issued photo identification, proof of residential address, and confirmation of their relationship to the company. Additional documentation may be requested based on the applicant's jurisdiction, industry and risk profile. Review timelines depend on document completeness at submission.

Why Businesses Choose Monvenience

Monvenience runs own-name multicurrency accounts, stablecoin treasury, global payouts and card issuance on a single platform. Businesses typically choose the account for the combination of named local collection accounts, a USD-linked stablecoin balance, and the ability to put a card in the hands of anyone in the organisation.

Frequently Asked Questions