Application Form for White Label, Crypto-Enabled Prepaid Cards Platform

Submit your corporate onboarding application to launch a branded Visa card programme on Monvenience's white label, crypto-enabled prepaid cards platform. No banking licence, no BIN membership, no in-house card-issuing stack required.

This application is for fintech companies, crypto exchanges, neobanks, payment service providers, payroll platforms, and global enterprises that want to issue physical or virtual Visa cards under their own brand and prefund balances with stablecoins (USDT, USDC) or fiat. Submissions are sent directly to the Monvenience onboarding team and reviewed within one to two business days.

Corporate Onboarding Questionnaire

Please complete the questionnaire below to begin onboarding. All fields marked with * are required.

Company Information

Business Activity

Program Requirements

Primary Contact

Additional Information

Your information is sent securely to info@monvenience.com and reviewed by our onboarding team. The information is not saved anywhere in our server.

About the Monvenience White Label, Crypto-Enabled Prepaid Cards Platform

The Monvenience platform is a fully managed, white label, crypto-enabled prepaid cards platform that allows any registered business — fintech, crypto exchange, neobank, payment service provider, or global enterprise — to launch a branded Visa card programme without acquiring a banking licence, becoming a Visa principal member, or building card-issuing infrastructure in-house. The platform combines BIN sponsorship, Visa scheme connectivity, KYC/KYB compliance tooling, stablecoin treasury rails, and physical and virtual card issuance into a single onboarding pathway accessed through the application form above.

The phrase "crypto-enabled" refers specifically to the platform's stablecoin prefunding capability. Partners can fund cardholder balances using USDT or USDC, without first converting to fiat. When a cardholder spends at a Visa-accepting merchant anywhere in the world, the transaction settles in fiat at the point of sale while the partner's underlying treasury remains denominated in stablecoins. This is the core technical advantage of a crypto-enabled prepaid cards platform over a traditional fiat-only card programme: it removes a conversion step, compresses settlement timelines, and gives Web3-native businesses direct access to global Visa acceptance without forcing them out of the digital-asset ecosystem.

Card issuance covers more than 200 countries through the Visa network. Both physical plastic and virtual cards are supported. Programme managers configure card limits, branding, and fee structures via a white-label dashboard or API. Restricted jurisdictions apply and are listed here. View Restricted Countries List.

How the Onboarding Process Works

The onboarding process moves from application to live card issuance in five defined stages. Total time from submission to first card issuance is typically six to twelve weeks, depending on jurisdiction, complexity, and the partner's readiness with KYB documentation.

  1. Submit the application formComplete the corporate onboarding questionnaire on this page. The form is sent directly to the Monvenience onboarding team at info@monvenience.com.
  2. Initial review and KYB requestWithin one to two business days, an account manager responds with a Know Your Business (KYB) document checklist and schedules a discovery call to confirm scope and commercials.
  3. Compliance and commercial reviewCompliance reviews KYB documents, ultimate beneficial owner (UBO) information, source-of-funds declarations, and the proposed business model. In parallel, commercial terms, fees, transaction limits, and card-product parameters are finalised. This stage typically takes two to four weeks.
  4. Contract execution and technical integrationUpon approval, a service agreement is signed and technical integration begins. Partners receive API credentials, white-label dashboard access, and card-design specifications. Integration timing depends on whether the partner uses the standard dashboard or a custom API build.
  5. Card programme go-liveAfter integration testing, KYC for cardholders, and the first prefunded float (fiat or stablecoin), branded Visa cards are issued and the programme goes live. Cards can be issued as physical plastic, virtual-only, or both.

Eligibility and Documents Required

The platform is built for established legal entities with a credible business model and a path to scale. Applications from individuals, unregistered entities, or businesses operating in restricted jurisdictions cannot be accepted.

Eligible applicants

  • Fintech companies launching debit, prepaid, or expense card products
  • Cryptocurrency exchanges and Web3 platforms enabling stablecoin spend
  • Neobanks and digital wallets seeking white-label card infrastructure
  • Payment service providers adding card issuance to their product suite
  • Payroll, HR, and earned-wage-access platforms distributing funds via cards
  • Global enterprises operating corporate expense or vendor-payment programmes
  • Marketplaces and gig-economy platforms paying contractors internationally

Standard KYB documents requested after application

  • Certificate of Incorporation
  • Memorandum and Articles of Association
  • Register of directors and shareholders
  • Ultimate Beneficial Owner (UBO) identification — passport and proof of address for each UBO holding 25% or more
  • Proof of registered business address (recent utility bill or lease)
  • Audited financial statements or recent management accounts
  • AML/KYC policy and compliance officer details
  • Source-of-funds and source-of-wealth declaration
  • Existing regulatory licences (EMI, MSB, VASP, PSP, etc.) if applicable
  • Business plan or product specification for the proposed card programme

Additional documentation may be requested based on the applicant's jurisdiction, industry, and risk profile. Compliance review timelines depend on document completeness at submission.

Why Partners Choose Monvenience

Monvenience operates a fully integrated white label, crypto-enabled prepaid cards platform alongside corporate banking, IBAN issuance, and global payout infrastructure. Partners typically choose Monvenience for the combination of regulated infrastructure, stablecoin-native treasury, and end-to-end ownership of the partner experience.

No banking licence requiredOperate under Monvenience's regulated infrastructure and existing BIN sponsorship.
Stablecoin prefundingFund cards in USDT or USDC without forced fiat conversion at treasury level.
Global Visa acceptanceCards accepted in 200+ countries at any Visa-supported merchant or ATM.
Branded under your namePhysical and virtual Visa cards issued under your company's brand, not Monvenience's.
API and white-label dashboardTwo integration paths — full API access for custom builds, or rebrandable dashboard for faster launch.
Connected banking stackMulti-currency IBAN accounts, SWIFT and Fedwire payouts, and corporate treasury under one roof.
Configurable economicsCustom interchange, transaction limits, FX margins, and card-product parameters per programme.
Compliance built inKYB, KYC, AML monitoring, and scheme-level compliance handled by Monvenience.

Frequently Asked Questions

Who can apply for the Monvenience white label, crypto-enabled prepaid cards platform?

Fintech companies, crypto exchanges and Web3 platforms, neobanks and digital wallets, payment service providers, payroll and HR platforms, and global enterprises can apply. Applicants must be a registered legal entity, must not be incorporated or operate in Monvenience's restricted jurisdictions, and must demonstrate a legitimate business use case for branded Visa card issuance.

Do I need a banking licence or BIN sponsorship to apply?

No. Applicants do not need a banking licence, an independent BIN, or Visa principal membership. Partners operate the card programme under Monvenience's regulated infrastructure and existing BIN sponsorship. Existing regulatory authorisations (EMI, MSB, VASP, PSP) are welcome but not required.

What is a crypto-enabled prepaid card platform?

A crypto-enabled prepaid card platform allows businesses to prefund branded Visa cards using stablecoins such as USDT or USDC instead of, or in addition to, traditional fiat wires. Cardholders spend in fiat at any Visa-accepting merchant globally, while the underlying balance is settled from the partner's stablecoin treasury. This bridges crypto liquidity into mainstream payment acceptance.

How long does corporate onboarding take after I submit this application?

Typical onboarding moves through three stages: initial review and KYB document request within 1 to 2 business days; compliance and commercial review across 2 to 4 weeks depending on jurisdiction and complexity; technical integration and card-programme go-live within 4 to 8 weeks of contract execution. Total time from application to first card issuance is usually 6 to 12 weeks.

Which documents will I be asked for after submitting the application?

Standard Know Your Business (KYB) documents include: Certificate of Incorporation, Memorandum and Articles of Association, register of directors and shareholders, ultimate beneficial owner (UBO) identification, proof of registered address, audited financials or recent management accounts, AML/KYC policy, source-of-funds declaration, and any existing regulatory licences. Additional documents may be requested based on jurisdiction and business model.

Can I prefund cards with USDT or USDC instead of fiat?

Yes. Card balances can be prefunded with USDT, USDC, or a mix of stablecoins and fiat (USD, EUR, GBP). Stablecoin prefunding removes the need for a separate fiat conversion step and is the core advantage of a crypto-enabled prepaid cards platform for Web3-native businesses.

Is there a minimum volume or business size required to apply?

Monvenience evaluates each application individually. The platform is built for partners projecting at least 100,000 USD in monthly transaction volume and a roadmap to scale beyond that. Early-stage fintechs with a credible business plan and funded operations are welcome to apply.

Which countries are restricted?

Monvenience maintains separate restricted-jurisdiction lists for banking services and the card programme. Applicants incorporated in or primarily operating in restricted countries are not eligible. The full list is published here. View Restricted Countries List.

Are the cards Visa-branded and globally accepted?

Yes. Cards issued through the platform are Visa-branded and accepted in over 200 countries at any merchant or ATM that supports Visa. Both physical and virtual card formats are available.

What happens after I submit this application form?

Once submitted, the form is sent directly to the Monvenience onboarding team at info@monvenience.com. A dedicated account manager responds within 1 to 2 business days with a KYB document checklist, a preliminary commercial proposal, and scheduling for a discovery call.

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